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Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. It's common for everyone from credit card companies to merchants you shop with to request your full or partial billing address, so it's impo. And that could mean trouble. Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. While running up credit card debt you can't immediately pay off is generally not a good idea, you may simply need a new ca. Shi Shi Beach Night Sky - Andy Porter Images from andyporterimages.com When your credit card expires, a new card is sent to the last address a company has for you. When people go shopping for a new credit card, they want to make a decision based on what their particular needs are.